and its robust appreciation the source of the wealth-effect being enjoyed by the great majority of Americans. Ironically the key elements of fiscal strength, saving and investing, are currently at an all time low. Planning for the future seems to have been relegated to the back burner, the increased equity in homes perhaps creating a sense of security and encouraging more procrastination than usually associated with the subject.
For most of us our homes are our largest single investment yet often little thought is given when choosing the mortgage. Decisions are frequently made based on antiquated thinking, forgetting that the multitude of loan products available today were not options years ago.
As a Certified Mortgage Planning Specialist Susan will go beyond the surface, determining her clients’ specific circumstances, goals and tax brackets in order to provide mortgage options best suited to their long-term financial plans. Using state of the art software she prepares personalized, easy to understand spreadsheets to facilitate the decision making process and demonstrate how the proper mortgage choice, and its subsequent management, can be an integral part of her clients' wealth-building portfolio.
Whether they are first-time homebuyers, moving up, empty nesters or planning to retire, she customizes a purchase or refinance mortgage plan that fits their individual needs. By taking the time to demonstrate to clients the wealth building potential achieved by incorporating the largest investment most of them make into their overall financial plan, they can better see their financial "big picture". Enlightened by this information they have the incentive to contact their financial planner and get serious about taking ownership of their future.
Thank you for your interest. We look forward to working with you soon.
Susan Rogers, CMPS™
Certified Mortgage Planning Specialist
Providing Strategic Mortgage Planning Solutions Since 1986
Past Member of the Financial Planning Association Board of Directors - DFW Chapter
